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The good news is more money is being made available to banks to lend to small businesses this year to the tune of $30 billion dollars. The real question is whether or not the banks will lend any of the money to those small businesses that really need it. In more money news, small businesses are likely to get a lot more credit card offers now. The bad news is new credit card regulations to limit severe interest spikes, etc… will not apply. Obtaining viable working capital still remains a problem with most small businesses.